Morbid? Oh, yeah. But Face Retirement, as it’s called, has a practical goal: to encourage users to save money for retirement. Just upload a normal photo with your age and gender and the program will spit back an aged photo, guess the cost of living in the future, give you options to start saving, and let you share your presumably frugal future self with friends on Facebook. Saving for retirement is a good thing, obviously. Still, this is a little messed up. Why can’t corporations these days just be straightforward when they’re trying to make us panic about the future? Merrill Edge